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Home » Recipes » Breakfast

Creamy Steel Cut Oats

Leona Konkel, of Easy As Cookies, holds a cookie with a bite missing. Photo credit: Heart from Home Photography.
Modified: Feb 17, 2026 · Published: Jan 7, 2019 by Leona Konkel · This post may contain affiliate links · 1 Comment

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Several years ago I developed this Creamy Steel-Cut Oats recipe to be the soothing comfort food I needed - creamy, chewy, nourishing, and a little sweet. I simmered the oats in a mix of water and milk, added walnuts and pear, and ended up with my favorite way to make steel-cut oats.

Creamy steel-cut oats with walnuts and pear, in a bowl. The oats are garnished with additional chopped walnuts, pear, and honey.

At the time, my throat was so sore I could hardly swallow, but this warm bowl was exactly what I needed. The milk added a hint of sweetness, and the steel-cut oats kept their shape, giving me something to sink my teeth into - especially with the walnuts and pear.

You might think the milk makes this creamy, but really, it's the lazy stirring. The recipe isn't quite hands off, but it's close - after all, I was sick at the time and doing the bare minimum. The payoff is a satisfying, healthy-but-not-heavy breakfast that's easy to make again and again.

[This post contains affiliate links. I may make a commission for purchases made through links on this post. As an Amazon Associate, I earn from qualifying purchases.]

Jump to:
  • Why I Love This Recipe
  • Ingredients You'll Need
  • Oat Types - A Primer (Because It Matters Here)
  • How to Make Creamy Steel-Cut Oats
  • How Stirring Affects Texture
  • Serving and Storage
  • Other Cozy Breakfast Recipes
  • More Simple, Everyday Recipes
  • 📖 Recipe

Why I Love This Recipe

I love these steel-cut oats because they're:

  • Creamy yet chewy - we get the best of both worlds, texture-wise.
  • Easy to customize - the steel-cut oats are non-negotiable, but the milk, nuts, and fruit are all flexible.
  • Low-effort - they don't require much from me, just a few lazy stirs.
  • Satisfying - filling and warm without being heavy.

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Ingredients You'll Need

A labeled photo with ingredients for creamy steel-cut oats, which includes water, steel-cut oats, two pears, milk, and chopped walnuts. Branding for Easy As Cookies is at the bottom left corner.

Steel-cut oats: These oats have been cut into 2-3 pieces, then left whole so they cook up with a chewy texture. When oats are processed further and rolled flat, they become old-fashioned rolled oats. You might find steel-cut oats labeled as Irish oats.

Water: We use some water to cook the oats because the oatmeal is likely to scorch if we use only milk.

Milk: I personally use 1% milk, but any milk should work. Milk adds a small amount of flavor and creaminess to the oats, although most of the creamy texture comes from the oats as they release starch while you stir. Non-dairy milk should also work. This 2:1 ratio of water to milk prevents the bottom from scorching.

Chopped walnuts: I toss these in for flavor and texture; their chew and crunch is very satisfying. Most nuts will work. Pecans have the closest texture to walnuts; chop harder nuts like almonds into much smaller pieces.

Chopped pear: I almost always have pears on hand, as it's consistently easy to find good ones in the grocery store during the winter. Use a ripe pear you'd like to eat raw, like Bartletts, Anjous, or Seckel if you can find them. You basically only warm the pears through; they won't cook or soften.

Oat Types - A Primer (Because It Matters Here)

All oats are whole grains, but they don't cook the same at all. Let's dive in so you grab the right kind.

Steel-cut oats
Whole oat groats chopped into pieces. They take about 20-30 minutes to cook and maintain their shape and texture, which give you a chewy-yet-creamy porridge (like this one!). They're not ideal for baking with unless they're cooked first. Bonus: since they're not flattened, they digest more slowly than other types of oats.

Old-fashioned rolled oats
Flattened so they cook in about 5 minutes. They're perfect when you want a chewy, oaty texture in cookies and bars, but they won't maintain their texture for this recipe.

Quick-cooking oats
Rolled oats chopped even smaller so they cook in around 1 minute. They're useful when you want oats to disappear into baked goods (or meatloaf), but they make a mushy porridge.

Instant oats
Pulverized beyond quick-oat texture. I eat them when I travel; avoid them for actual cooking because they'll turn gluey.

Finding steel-cut oats
Usually in small canisters near rolled oats. Skip anything labeled "quick-cooking" or "instant" steel-cut oats - the texture won't work here. If they're not with regular oatmeal, you can usually find steel-cut oats from Bob's Red Mill (affiliate link) in the whole grains or specialty grains section.

Gluten-free note
Oats are naturally gluten-free, but they're often processed on shared equipment. Choose certified gluten-free varieties if you need to avoid gluten.

How to Make Creamy Steel-Cut Oats

There's no advance prep for this - you can chop walnuts and pear while the porridge cooks. Just grab a pot, the oats, and the liquid, and get started.

A pot with milk and steel cut oats that has just come to a boil.
  1. Combine steel-cut oats, water, and milk in a 1.5 quart saucepan. Cook over high heat, stirring occasionally, until the liquid begins to bubble, around 8 minutes. (PS: The milk may be foamy, but that's not bubbling.)
Steel cut oats and milk simmer in a small pot on the stove.
  1. Reduce heat to medium-low, just high enough that the mixture maintains a bubble. Cook for 10 minutes, stirring occasionally to keep the bottom from sticking and prevent a skin from forming.
Steel cut oats on the surface of the cooking liquid after stirring in walnuts, in a pot on the stove.
  1. Add the chopped walnuts and cook for another 5 minutes, stirring occasionally.
A pot of steel cut oats with walnuts after chopped pears are stirred in, on the stovetop.
  1. Add the chopped pear. Cook for another 5 minutes until the pear is warm, stirring more often now to keep food from sticking on the bottom. Add a little water if the oatmeal seems too thick.

Give the oats a taste to see if they're done; add a little extra water and cook a few more minutes if not.

How Stirring Affects Texture

Steel-cut oats will release starch as they cook, but only if you stir them. This doesn't have to be vigorous; just give the pot a lazy stir sometimes. This also keeps the bottom from scorching, and prevents the milk from forming a skin on the top.

Serving and Storage

Serve immediately. I like to top mine with a little extra walnuts and pear, and a drizzle of honey. You might go for brown sugar or maple syrup, or a pat of butter or a little cream.

Steel-cut oats hold up well as leftovers. I store leftovers in individual containers. Add a splash of water, stir the oats to loosen them, and microwave them, covered, for 30-60 seconds.

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Interested in other recipes? I save and share recipes I like or want to try on my Pinterest page - follow me there! You can also check out my Facebook page for more recipes and helpful tips. I'm also happy to try to help troubleshoot my recipes there.

Have you tried this recipe? Or have a question about it? Rate it or leave a comment below! (PS: rating my recipes helps other people find them, too!)

📖 Recipe

Creamy steel-cut oats with walnuts and pear, in a bowl. The oats are garnished with additional chopped walnuts, pear, and honey.
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5 from 1 vote

Steel-Cut Oats with Walnuts and Pear

Creamy, chewy steel‑cut oats made simple. With gentle stirring and a few pantry staples, you get a warm, satisfying breakfast that’s easy to customize and perfect for slow mornings or weekly meal prep.
Prep Time5 minutes mins
Cook Time25 minutes mins
Total Time30 minutes mins
Course: Breakfast
Cuisine: American
Keyword: milk, oats, pears, steel-cut oats, walnuts
Servings: 4
Calories: 310kcal
Author: Leona Konkel

Equipment

  • 1 ½ quart saucepan

Ingredients

  • 1 cup steel-cut oats (160 grams)
  • 2 cups water (454 grams)
  • 1 cup milk (227 grams)
  • ½ cup chopped walnuts (57 grams/2 ounces)
  • 1 ½ cups diced pear (170 grams/6 ounces; from 2 pears)
  • toppings (honey, brown sugar, maple syrup, extra walnuts or pear)

Instructions

  • Combine steel-cut oats, water, and milk in a 1 ½ quart saucepan. Heat over high heat, stirring occasionally, until the water begins to bubble. This can take 8-10 minutes.
  • Turn heat to medium-low heat to maintain a low bubble. Cook for 10 minutes, stirring occasionally.
  • Stir in walnuts; cook for another 5 minutes, stirring occasionally. The oatmeal may begin to thicken here; make sure it doesn't stick.
  • Stir in chopped pear, and cook over low heat for another 5 minutes. Stir more often to ensure nothing sticks on bottom.
  • If it seems like the oats aren't cooked through or are getting dry, add a small amount more milk, and cook more as needed.
  • Serve warm with your preferred toppings.
  • Store leftovers in the refrigerator for a few days. Reheat gently, adding a splash of water to loosen them up.

Notes

Be sure to buy a canister of regular steel-cut oats, not instant or quick-cooking steel-cut oats.
Oats are naturally gluten-free but are often processed using shared equipment. Choose certified gluten-free oats if avoiding gluten.
I use 1% or 2% milk. Non-dairy milk should also work. Don't use more milk than water; it will scorch.
Choose ripe pears that you like to eat out of hand. I prefer Anjou. 
Stirring, not milk, is what gives these oats their creamy texture. You don't need to stir vigorously - you just need a lazy stir. 
Nutrition facts are an estimate only and do not include toppings.
Originally written 1/7/2019. Revised 2/5/2026.

Nutrition

Calories: 310kcal | Carbohydrates: 41g | Protein: 11g | Fat: 13g | Saturated Fat: 2g | Polyunsaturated Fat: 7g | Monounsaturated Fat: 1g | Cholesterol: 3mg | Sodium: 30mg | Potassium: 228mg | Fiber: 7g | Sugar: 9g | Vitamin A: 134IU | Vitamin C: 3mg | Calcium: 118mg | Iron: 2mg

 [Originally written 1/7/2019. Rewritten and restructured 2/17/2026.]

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Comments

  1. Leona Konkel says

    February 17, 2026 at 4:29 pm

    5 stars
    Even 7 years later, this recipe still hits the spot each time I make it. I hope you love it too. Let me know how it turns out!

    Reply

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Leona Konkel, of Easy As Cookies, holds a cookie with a bite missing. Photo credit: Heart from Home Photography.

Hi, I'm Leona!

I'm Leona, a self-taught home cook and baker, keeping my family stocked with cookies. I share from-scratch recipes that are tested, simple, and made to fit everyday life.

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Creamy steel-cut oats with walnuts and pear, in a bowl. The oats are garnished with additional chopped walnuts, pear, and honey. Text overlay reads "Creamy Steel-Cut Oats. Warm, Simple, Everyday Breakfast. Easy As Cookies."
Steel-cut oats with pear and walnuts, on a spoon that is being held up for the camera. Text overlay says "Creamy Steel-Cut Oats. Warm, Simple, Everyday Breakfast. Easy As Cookies."